Become a
Penn Exclusive Associate

PennyTree Exclusive Program is an internship referral program for young people that aims to reward hard work, introduce practical steps to improving savings culture and provide employment opportunities.

Become Financially Disciplined

Penn Exclusive Program is set up with layers and tools that ensures members cultivate better savings culture and reiterates reward for hardwork.


Monthly Bonuses & A Salary

As an Exclusive Penn Associate, you get a customized referral link to earn referral bonus and get paid an extra incentive every month. You can earn between N68,000 and N204,000 in 30 Days.

Paid Internship & Job Opportunities

As an Exclusive Penn Associate, you earn the opportunity to intern with us, also reserve a first consideration advantage for when PennyTree needs to fill a vacant position.

Build Your Work Experience

Being an Exclusive Penn Associate helps you build an invaluable work experience in the areas of marketing and networking. Build networks and look great on your resume.

Swag Items

Exclusive Penn Associates get branded items.

Requirements To Become a Penn Associate

  • Be eager to network, engage, learn and earn

  • Be value driven

  • Age: You must be between 18 years and 35 years

  • Have and know your BVN

  • Own a smartphone (Android/iPhone)

  • Be active on at least 3 of these social media platforms - Facebook, Twitter, Instagram, Whatsapp and Telegram

Download PennyTree now